The LionHart team are lucky to be very experienced with the buy to let world with not only extensive experience with client cases but with several members of the team having investment properties themselves allowing for first hand advice. Whether you are looking for a pension fund, an asset to provide capital growth or a high yield return we would be delighted to discuss the pro’s and con’s to each scenario. Let us help make your investment work hard for you and to find the right mortgage to maximise your profits.
Let to buys are exactly what they appear to be, the opposite of a buy to let, where rather than selling your home you retain it as an additional asset and convert it into a rental home allowing you to move on, hence the name. We are very experienced in this area and can help with a cost comparison exercise between both scenario’s before you take the decision to sell or let your existing home (even if you let we can still port your existing mortgage if it’s most cost effective!).
Tax / Stamp Duty and costs play a huge part in the decision making process, it is an investment after all, so we’ll help you prepare for what to expect and would advise you speak to a suitably qualified and experienced accountant before committing to a path to ensure you don’t get any tax surprises in future.
You may be a first time landlord, HMO specialist, have a sizeable existing portfolio that is or isn’t performing as hoped, be looking to start gearing your assets for a more lucrative return or looking to purchase through a limited company / sole purpose vehicle, either way we are confident we can help and would love to hear from you. Some buy to let mortgages are not regulated by the Financial Conduct Authority.
Important information
Your property may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1%, but a typical fee is £495.
There is no guarantee that it will be possible to arrange continuous letting of the property,
nor that rental income will be sufficient to meet the cost of the mortgage.
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