Investment market update: January 2024
Persistently high inflation continues to affect economies and financial markets, as do fears that some countries will fall into a recession in 2024. Discover some of the events that may have affected your investment portfolio in January 2024.
Could 25-year fixed-rate mortgages soon provide borrowers with peace of mind?
With a general election likely this year, the Labour Party has promised to revolutionise the mortgage market by opening the door for long-term fixed-rate deals that could last a full mortgage term.
Does a variable mortgage make sense if interest rates have peaked?
There are reports that interest rates may have peaked as the inflation rate is falling. So, if you’re looking for a new mortgage, does that mean you should choose a variable option? Read on to discover some of the factors you might want to consider.
Landlords: Could using a limited company reduce your tax bill?
Landlords looking to cut their tax bill might want to consider using a limited company to run a buy-to-let business. Research suggests that it’s something more property owners are doing.
Mortgage availability is rising. Here’s what to consider when narrowing down your options
If you’re searching for a new mortgage, you could have more options than you expect. While it may present an opportunity to secure a competitive deal, it might also be overwhelming. Read on to find out how you could effectively narrow down your choices.
The government could launch 99% mortgages to support first-time buyers
On 6 March 2024, chancellor Jeremy Hunt will deliver the Budget. There’s speculation that one of the key announcements will be the introduction of 99% mortgages to help aspiring first-time buyers secure a property.
Important information
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1%, but a typical fee is £495.